If you want, you may even be able to change the due dates for your credit card payments so they fall on the same day as other bills so you can remember to pay on time. You can create alarms or reminders on your phone, keep notes in your online calendar, or even write reminders in an old-school paper planner.Īll that matters is that you find an alert system that works for you and that helps you remember the due dates for your monthly bills. Create alerts to keep track of bills and paymentsĭepending on your preference, you can set different types of alerts to remind you to pay your monthly bills. No more juggling payments to different providers - yet another great way to simplify paying bills on time. Setting up payments in advance ensures that your bills are always paid on time.ĭepending on the provider, you might also be able to pay your bill with a credit card, automatically, which means that you would only need to remember to pay off your credit card balance each month. Your cell phone carrier and electric company, for example, may offer an option for you to pay automatically each month. You can set up automatic payments using your bank’s bill pay feature or on the service provider’s website. Here are some tips you can start using right away to help you remember to pay bills on time: 1. So staying on top of paying bills now can help you avoid credit issues later on. They can also negatively impact your credit score. More specifically, learning to manage your money and how to pay bills on time now will have benefits down the road when it comes to using credit cards responsibly, whether you have a card already, or plan to get one in the future. Late payments on credit card bills can add up to big annoyances, including late fees and interest charges. Here’s the best part: Getting into the habit of paying your monthly bills on time can help you in the future, too. Timely payment of bills helps your credit score Life is hectic enough without the additional stress of playing catch-up after forgetting to pay bills. The last thing you want is to be on hold for hours with your electric company or cell phone carrier. The electric company and the phone company won’t think twice about shutting off your services, and it’s often a hassle to get current on your payments so you can have them turned back on. But if you don’t pay your bills on time, or at all, that’s exactly what’ll happen. There’s nothing worse than living in the dark, or not having your cell phone so you can get the latest texts on the drama unfolding between your friends Sally and Jack. Paid bills keeps your lights and phone on Now that’s something you can feel good about. And actually, not paying these fees means you may have money left over to do the things you truly enjoy. While spending your money on that stuff delivers instant gratification and makes you feel good in the moment, the spending hangover just isn’t worth it.īy making sure you have the money in the bank to pay your bills, and paying on time, you avoid unnecessary late fees and interest. Yes, there are about a zillion other, more exciting things you’d rather spend your money on than your monthly bills - movies, clothes, a round of drinks. The best way to avoid this additional financial stress? Get in the habit of paying your bills on or before their due dates (see our tips to help you do that below). Having to pay extra fees on top of what you already owe is stressful, especially if you’re a repeat offender who’s chronically late paying your bills. In fact, it’s easy to forget when your bills are due, until you get slapped with a late notice, and probably a hefty fee to go with it. Keeping track of bills lowers your stress
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |